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Mutual Aid Reflections from Pappy’s Favourite Grandchild & Disinherited Intended Beneficiary

A photograph is seen. Pappy, a grey-haired brown man is seated on an uncomfortable chair, hugging Grims, a black-haired brown woman, with his left hand, while Krystal, a brown girl, sits on his lap, eating a bag of chips, as he hugs her with his right hand.
A photograph is seen. Pappy, a grey-haired brown man is seated on an uncomfortable chair, hugging Grims, a black-haired brown woman, with his left hand, while Krystal, a brown girl, sits on his lap, eating a bag of chips, as he hugs her with his right hand.

Yesterday was the birthday of the man I first saw practicing mutual aid.

Pappy died when I was only 9 years old, but from when he took early retirement until his death, I regularly accompanied him on his boat when he went fishing, and then distributed most of what he caught to local villagers. 

He understood how those folx could likely not afford seafood often, so he would drive to their homes, and ask folx to meet him outside at his car with a basin full of ice so that he could share some of the fresh fish he had caught. 

I never heard Pappy utter the words "mutual aid" once, but I witnessed him living that practice, which deeply informs my commitment to Disability Justice."

- Krystal Kavita Jagoo, MSW.

An email screenshot is seen. Against a black background, white text states: Ava, my name is [redacted], and I am a social worker friend of Krystal’s, who was tasked with communicating with you in an attempt to obtain the financial assistance she needs, without further limiting her ability to function well enough to complete the little paid work she has. As you know, she has long stated that she would die before she could ever trust you, given how proudly you told relatives that you wanted her to suffer after her car accident in 2007, as if her broken wrist, sprained ankle, and soft tissue injuries were not suffering enough. Unfortunately, despite her best efforts pursuing professional development opportunities for her career, they often came with inherently white supremacist ableist workplace harassment, which has further disabled her, while alienating many in hiring roles with her hundreds of published clips on equity issues, resulting in financial precarity galore, despite her belief that the maternal grandparents who raised her would wholeheartedly approve. Since Krystal updated Vishnu over two weeks ago that she had run out of medication after over two and a half years from Denyse’s email that outlined plans to provide her with much-needed funds from the sale of his property, her situation is even more dire now. If, as you claim, you care about her, this is precisely how you can demonstrate that, as you have a long history of your words not matching your actions, so here is what she needs: 1. DO NOT ATTEMPT TO CONTACT HER DIRECTLY, AS THE STRESS OF THAT WILL ONLY JEOPARDIZE HER
An email screenshot is seen. Against a black background, white text states: ABILITY TO COMPLETE HER CURRENT CONTRACT. 2. DO NOT ATTEMPT TO COMMUNICATE WITH ANY OTHER FRIENDS OF HERS, AS SHE WAS EXTREMELY INTENTIONAL IN TASKING ME WITH THIS RESPONSIBILITY. 3. E-TRANSFER $10,000 AS SOON AS POSSIBLE THIS MONTH, OR SHE WILL RISK LOSING THE CONDO UNIT THAT YOU LIE TO RELATIVES ABOUT GIFTING HER. 18 years ago, you harassed everyone who took her in after the car accident when she no longer felt safe in the house you once asked her if she was comfortable with you inviting Mister Man into, after which, you claimed that it was your house and your decision, when she only did what she had always done, i.e., answered you honestly, the way that your late father and mother raised her to be when you left her in their care in Trinidad as a child. If, as Vishnu claims, you are sorry about your terrible actions, following these steps are a tangible way to demonstrate that, unlike the performative WhatsApp display photos of her with the sister you forbade from spending time with her after you moved Mister Man in. Until becoming further disabled since the pandemic, Krystal never took any money from you, even when you sent Dave to offer her $5,000 for graduate studies in 2008 if she was willing to speak to you, which is why she had to resort to borrowing money from friends to move for her first social work job, while you were in India with Mister Man, after being secondary on your credit cards disqualified her from accessing government student loans.
An email screenshot is seen. Against a black background, white text states: Krystal feels strongly that your parents who raised her would not want her to suffer the way you only wished she would, but she does look forward to reuniting with them after all this trauma over the last decade has debilitated her enough to necessitate this email from me. K Krysta… 2025-07-30 to ava_goorahoo Ava, [redacted] reached out last week on my behalf, but since you have not responded, I have followed up with [redacted], as she helped in 2010 when I needed a few thousand dollars to pay for my move to North Bay for my first social work job offer. Unfortunately, the confidence I had then in my ability to pay folx back is not remotely in abundance, so who knows if she will come through now, but desperate times call for desperate measures, as I am the most disabled I have ever been in the aftermath of workplace trauma, but I know that the grandparents who raised me would want me to keep going, so I am trusting in that as I send this email. You have a long history of not prioritizing my needs, but if you are as sorry as Vishnu claims, this is a golden opportunity to finally do better! Krystal Kavita Jagoo, MSW. (She/Her/Hers) https://www.EquitableForAll.com For publicists, please reflect on this before pitching me. If interested in disability justice, please review this. Having a hard time? Try bit.ly/selfcarehelp for a text-accessible, interactive executive functioning tool. If you are receiving this email outside of your typical working hours, please do not feel any pressure to reply until able. As someone who thought of herself as able-bodied until the pandemic, I am still reconciling how to operate on crip time. Thanks in advance for your understanding as I work toward disability justice for us all.
An IG notification is seen. Against a brown background, white text states: 22:37 Wed, Nov 4 Instagram 22:34 2 new followers Ava Goorahoo (@goorahooava) and Empowered by PrEP X WHIWH CHC (whiwh.ambassadors) started following you.

WHY THE FUCK IS SHE SO INVESTED IN OUTRUNNING SENSE WHEN IT COMES TO ME?!?🙃"

- Krystal Kavita Jagoo, MSW.

My friend's email could not have been clearer when she stated the following: 

1. DO NOT ATTEMPT TO CONTACT HER DIRECTLY, AS THE STRESS OF THAT WILL ONLY JEOPARDIZE HER ABILITY TO COMPLETE HER CURRENT CONTRACT.

If you have ever navigated someone intent on NOT providing you with informed consent, much like both Ava and my ex, you grasp that her antics are about exerting power over me, rather than respecting my boundaries. 

To be clear, it is now 16 excruciatingly long painful months since that communication, & I am much closer to becoming unhoused, as my mortgage provider issued this demand letter last month, but Ava remains hellbent on a power trip a couple of decades after she 1st jeopardized my housing by threatening family members and friends alike that taking me in following a car accident that totalled my vehicle, broke my wrist, and sprained my ankle meant stealing her daughter out from under her as she needed me to suffer to ensure I would be grateful when she let me return to her house."

- Krystal Kavita Jagoo, MSW.

A photo of my demand letter has been edited to remove identifying information. Against a white background, black text states: Re: Demand for Balance Account No. Krystal Jagoo Mortgage to Further to our letter of 11Sep2026, requesting payment of your Mortgage arrears has not received funds to bring the mortgage current and the mortgage remains delinquent. Accordingly, hereby demands payment of the balance owing under your Mortgage, which amount is as follows: Principal $235,591.50 Interest $2,545.15 Prepayment Penalty $7,132.30 Other (Discharge Fee) $400.00 Administration Fees $125.00 TOTAL $246,793.98 Per Diem $36.93 In the event that payment in full is rot received by October 15, 2026, further collection action will be taken to recover the funds owing pursuant to the terms of the Mortgage.

Thankfully, folx I have never met have tried to keep me alive:

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…Jun 25 to me Hello, Freelance Writing P [redacted] has sent you $136.09 CAD

When that contribution arrived 4 months ago from a Black academic Bluesky mutual, I started making a more concerted effort to share my mutual aid posts in the hopes that others may be as able and willing to support me.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…15:25 to me Hello, Freelance Writing P [redacted] has sent you $100.00 CAD

Similarly, when a newsletter subscriber contributed, I was in awe of them. 

An email screenshot is seen. Against a black background, text states: Ko-fi Equitable for All Here's how your Ko-fi page did last month! (includes estimated currency conversion) $79.93 Total income
An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…14:40 to me Hello, Freelance Writing P [redacted] has sent you $26.89 CAD

Sometimes I had no clue what had prompted a contribution from a stranger. 

An email screenshot is seen. Against a black background, white text states: Hello, Freelance Writing P [redacted] has sent you $201.64 CAD

At other times, I would know funds had come from another disabled social worker who had been forced out of our field, except she had resources that I lacked, and did her best to support me, as able, which I truly appreciate. 

An email screenshot is seen. Against a black background, white text states: Hello, Freelance Writing P [redacted] has sent you $100.00 CAD

A participant from my Disability Justice 101 workshop in January sent funds too.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…20:37 to me Hello, Freelance Writing P [redacted] has sent you $13.44 CAD
An email screenshot is seen. Against a black background, white text states: Notification of payment received Inbox service…04:24 to me Hello, Freelance Writing P You received a payment of $100.00 USD from [redacted]

My friend from Guam contributed when able, and I was always thankful for her.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…22:39 to me Hello, Freelance Writing P [redacted] has sent you $26.94 CAD
An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…12:04 to me Hello, Freelance Writing P [redacted] has sent you $10.00 CAD

Sometimes, contributions were received from disabled friends who are more oppressed than I am, which required me to have frank discussions with them about how my ex's Access Intimacy Abuse should not result in harm to them.

An email screenshot is seen. Against a black background, white text states: Hello, Freelance Writing P [redacted] has sent you $67.21 CAD
An email screenshot is seen. Against a black background, white text states: Interac e-Transfer: You’ve received $150.00 from [redacted] and it has been automatically deposited. Inbox S [redacted] 5:03 to me Interac View in browser FR Hi KRYSTAL KAVITA JAGOO, Funds Deposited! $150.00 Your funds have been automatically deposited into your account at TD Canada Trust at krystaljagoo@gmailcom. ID TD Canada Trust Account ending In [redacted] Transfer Details Message: hope this helps! thank you for all the work you do to teach about disability justice

Especially with notes about the positive impact of my Disability Justice work, I was ever grateful for funds as well as reassuring messages, given how white supremacist workplace harassment has debilitated me over the last decade.

An email screenshot is seen. Against a black background, text states: Ko-fi Equitable for All Here's how your Ko-fi page did last month! (includes estimated currency conversion) $291.04 Total income
An email screenshot is seen. Against a black background, white text states: Notification of payment received Inbox service…17:07 to me Hello, Freelance Writing P You received a payment of $25.00 USD from [redacted]

It is why I am grateful for friends who set up automatic monthly contributions.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…Yesterday to me Hello, Freelance Writing P [redacted] has sent you $66.13 CAD

Receiving funds from a Pulitzer-nominated writer gave me hope amid despair.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…Sep 6 to me Hello, Freelance Writing P [redacted] has sent you $50.00 CAD

This contribution from a local disabled racialized scholar warmed my heart. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…17:58 to me Hello, Freelance Writing P [redacted] has sent you $132.26 CAD

Receiving funds from my favourite abolitionist was like a salve for my soul. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…13:34 to me Hello, Freelance Writing P [redacted] has sent you $66.33 CAD

Bluesky mutuals came though for me in ways I hope to pay forward someday.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…19:27 to me Hello, Freelance Writing P [redacted] has sent you $66.77 CAD

Receiving funds from my favourite Black feminist physicist warmed my heart.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…13:37 to me Hello, Freelance Writing P [redacted] has sent you $67.07 CAD

Contributions from strangers continue to fill me with an abundance of thanks.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…20:35 to me Hello, Freelance Writing P [redacted] has sent you $26.83 CAD

I witnessed how strangers generously invested in mutual aid to keep me alive. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…11:45 to me Hello, Freelance Writing P [redacted] has sent you $26.92 CAD

As Bluesky mutuals sent funds, I experienced what a culture of care could be.

An email screenshot is seen. Against a black background, white text states: Hello, Freelance Writing P [redacted] has sent you $269.86 CAD

With each contribution, I was reminded that there are folx out there, some of whom I did not even know, who were willing to make an effort to keep me alive, while the woman who birthed me remained hellbent on a power trip.

An email screenshot is seen. Against a black background, text states: Ko-fi Equitable for All Here's how your Ko-fi page did last month! (includes estimated currency conversion) $70.93 Total income

The ebbs and flows of Ko-fi contributions likely mirrored my anxiety levels well. 

An email screenshot is seen. Against a black background, white text states: Notification of payment received Inbox service…17:26 to me Hello, Freelance Writing P You received a payment of $25.00 USD from [redacted]

Thankfully, automatic monthly contributions helped to keep me going though. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…13:05 to me Hello, Freelance Writing P [redacted] has sent you $20.47 CAD

No contribution was too small to add to my dire attempts to remain housed. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…08:12 to me Hello, Freelance Writing P [redacted] has sent you $68.17 CAD

Especially when funds came through from fellow BIPOC LGBTQIA+ disabled folx, I understood how much effort that likely took given the challenges of surviving on a limited income when costs for access often add up like a disability tax. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…09:29 to me Hello, Freelance Writing P [redacted] has sent you $34.09 CAD

Even my favourite living poet sent funds, despite her own ongoing GoFundMe.

An email screenshot is seen. Against a black background, white text states: Hello, Freelance Writing P [redacted] has sent you $68.18 CAD

Furthermore, her Facebook post seeking contributions on my behalf resulted in funds being sent from a virtual writing buddy I had met in her monthly group, so I remain thankful to him for doing what he could to help me survive abuse. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…19:17 to me Hello, Freelance Writing P [redacted] has sent you $135.68 CAD

White disabled friends continued to send contributions regularly, which help.

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…14:47 to me Hello, Freelance Writing P [redacted] has sent you $134.07 CAD
An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…22:39 to me Hello, Freelance Writing P [redacted] has sent you $20.07 CAD

Each contribution from a stranger reminded me that decent folx do still exist. 

An email screenshot is seen. Against a black background, white text states: Hello, Freelance Writing P [redacted] has sent you $66.91 CAD

White disabled friends continued to chip in, and I remained grateful as ever. 

An email screenshot is seen. Against a black background, white text states: You've got money Inbox service…21:30 to me Hello, Freelance Writing P [redacted] has sent you $50.00 CAD

Like the fat Black trans disabled friend who was also pushed out of the social work field who sent funds often reminds me, "We are both in the same leaky boat," so I remain thankful to all who tried to keep me alive amid struggles. 

In stark contrast to Ava, none of these folx who have collectively sent more funds than she has over the last few months have her extensive history of violating me, but they understand the mutual aid practice to which her father devoted his life, meanwhile she would prefer to share hypocritical performative displays about blessings!🤡"

- Krystal Kavita Jagoo, MSW.

A WhatsApp display is seen. It states: Blessings Radha 😘 Ava Goorahoo
A WhatsApp display is seen. It states: Blessings Radha 😘 Ava Goorahoo

Mutual aid has long helped disabled folx to survive, as Sins Invalid notes this: 

We all have bodies, hearts, and minds. We all have needs and capacities, strengths and vulnerabilities. A disability justice approach to mixed ability organizing means coming together across difference and inequality to build another, more liberated world. We work with and through the complexities and messiness that inevitably arise in this coming together. We patiently create new practices through dialogue and experimentation, trial and error. A disability justice approach to mixed ability organizing offers new forms of interdependence. We create mutual indebtedness so that nobody is left behind."

- Sins Invalid

If you are new to thinking critically about mutual aid, I would recommend the zine below, which highlights how this ancestral practice has long been a vital tool for resistance against settler-colonialist white supremacist oppression.

The bulk of my investment in mutual aid has been with freely sharing my skills as a writer, educator, equity practitioner, etc., as I was rarely able to support with funds when surviving $183,364+ in financial abuse at my ex's hands. 

We are on the cusp of Diwali, the Hindu festival of lights that celebrates the triumph of good over evil. It is also the anniversary of when Ava convinced my once-favourite aunt and uncle back home that I did not know the difference between right and wrong for voicing valid reservations over her moving a man she barely knew a few doors down from both my bedroom and my younger sister's. Unlike Ava, I have never wanted anyone I claim to love to suffer for the sake of controlling them, and I feel particularly pleased to go to my death knowing that I was able to align my words and actions with my values for decades."

- Krystal Kavita Jagoo, MSW.

If you would be willing to put my monthly website payment of $16CAD on your credit card to keep my warnings about the ex who drained me of $183,364+ active in the event of my death as macro-level harm reduction in terms of community safety without carcerality, please email me at krystal@equitableforall.com at your earliest possible convenience!🥹

If able to contribute to my survival following my ex's financial abuse of at least $183,364, which further disabled me, alongside white supremacist workplace trauma, e-transfers within "Canada" may be sent to krystaljagoo@gmail.com and funds may be sent via PayPal below, so please support me if able, as I am desperately close to being unhoused!🙏🏾

BTW, on the off chance that you are looking for a gifted equity practitioner and educator for virtual services like writing, facilitation, and consulting, you are welcome to peruse my CV below, and explore paid services here.

Please consider sharing this newsletter to amplify the reach of my work!🙏🏾